Sam & Emma’s story

A shining example of the effectiveness of Shared Ownership programme was realised today as Homemade Homes by Accent handed the keys of a brand new 3-bedroom detached home at their Mill View development in Ramsey to first time buyers, Sam and Emma.

Sam and Emma previously rented privately, but their dream was clear: owning their own home. But like so many today, rising mortgage rates along with the need for a substantial deposit made the path to traditional homeownership seem both daunting and impossible.

Alternative options like renovating older homes had their own set of challenges as well as potential hidden costs. Their solution appeared in the form of Mill View in Ramsey, a development of brand-new shared ownership homes, discovered during a late-night browsing session on Rightmove. Curiosity turned into excitement as the couple realised the homes were already under construction.

A visit to a launch event made it evident: Emma said, “Mill View was where we wanted to build our future.” However, the concept of Shared Ownership was initially met with scepticism. “Government schemes often seem too good to be true,” Emma remarked. But as they dove deeper, the benefits of Shared Ownership became clearer. The Government backed scheme was their golden ticket onto the property ladder without the financial strains typically associated with buying a home in today’s economic climate.

Sam and Emma’s journey offers both hope and a realistic for other individuals and couples. In Sam’s words, “Finding the right path to homeownership is unique for everyone. It’s essential not to overstretch and to find a balance that allows you to enjoy all life has to offer.”

Homemade Homes by Accent continues to champion the cause of affordable homeownership. Stories like Sam and Emma’s underscore the difference Shared Ownership can make, continuing to pave the way for a new generation of homeowners.