Sam & Emma’s story

For Sam and Emma, the journey towards homeownership was marked by uncertainty and hope in equal measure. Renting privately in Ramsey, they often spoke of their dream-a place to truly call their own. Yet, with rising mortgage rates and the daunting reality of large deposit requirements, that dream sometimes felt just out of reach.

Ramsey, with its blend of historic charm and rural tranquillity, had always appealed to them. The town’s quiet streets, thriving local markets, and easy access to the Cambridgeshire countryside offered the perfect backdrop for a new beginning. But as they weighed their options, even the idea of renovating an older property seemed fraught with hidden costs and risks.

One evening, while browsing Rightmove, Sam stumbled across Mill View-a collection of brand-new homes set on the edge of Ramsey. The development promised not only modern living spaces but also the chance to join a growing, friendly community. Their curiosity quickly turned to excitement when they discovered Shared Ownership was available, making the prospect of buying a home feel suddenly possible.

At first, Emma admits, she was hesitant. “Government schemes can sound too good to be true,” she says. But as they spoke with the team at Homemade Homes by Accent, the details became clear. Shared Ownership meant a much lower deposit, a manageable mortgage, and the ability to gradually increase their share in the property over time. For Sam and Emma, this was the breakthrough they needed.

A visit to Mill View confirmed their decision. The three-bedroom detached home offered space to grow, a private garden, and the sense of security they’d longed for. “Mill View was where we wanted to build our future,” Emma reflects. The process, guided by supportive staff, was straightforward and reassuring. Every question was answered, every concern addressed.

Now, with the keys in hand, Sam and Emma are settling into a home that is truly theirs. Their story is a testament to what’s possible when new solutions meet real needs. “Finding the right path to homeownership is different for everyone,” Sam says. “It’s important not to overstretch-Shared Ownership helped us find balance, so we can enjoy our home and our life together.”

Homemade Homes remains committed to opening doors for first-time buyers. In a place like Ramsey, where community and countryside meet, Shared Ownership is helping more people find comfort, security, and a place to call their own.