Kelly & Rhys’s Story






From renting lows to homeownership highs
For Kelly and Rhys, life as private renters in Bedford had become a cycle of uncertainty. Each year brought another rent increase, another reminder that their dream of owning a home seemed just out of reach. Yet, amidst this uncertainty, they found a new path-one that offered both hope and stability. New Cardington Fields, a thoughtfully designed development on the edge of Bedford, became the setting for their next chapter.
Bedford itself is a town that blends history with opportunity. Its riverside parks, bustling markets, and excellent transport links make it a place where families can thrive. The sense of community is strong here, with green spaces and local amenities that bring neighbours together. For first-time buyers like Kelly and Rhys, Bedford’s charm was undeniable, but the barriers to homeownership felt daunting-until they discovered Shared Ownership.
“We were stuck in the endless cycle of rent hikes,” Kelly recalls. Working at a local university, she often worried about the future. The security of homeownership seemed distant. But Shared Ownership at New Cardington Fields changed everything. Suddenly, the prospect of owning a home was no longer a distant hope, but a real, tangible option.
The process, Kelly explains, was clear and supportive from the start. Homemade Homes by Accent guided them through each step, answering questions and easing concerns. Rhys, a fire and security engineer, felt the same. “The support we received made all the difference. We never felt alone in the process,” he shares.
One of the greatest appeals was the reduced deposit. With traditional mortgages demanding ever-higher sums, Shared Ownership offered a practical solution. “We realised how achievable it was,” Rhys says. “The deposit was within reach, and knowing we could eventually own 100% of our home gave us real peace of mind.”
New Cardington Fields itself is more than just a collection of homes. Designed with community in mind, it offers green spaces for families, safe streets for children, and a welcoming atmosphere for all. It’s a place where new beginnings feel possible, and where neighbours quickly become friends.
For those considering their own journey towards homeownership, Kelly’s advice is heartfelt. “Go for it. There’s no better feeling than having a place to call your own. If the deposit is a worry, Shared Ownership truly is a game-changer.”
Now, settled into their new home, Kelly and Rhys are living the life they once only imagined. Their story is a testament to what’s possible with the right support and a scheme designed for people just like them. Shared Ownership at New Cardington Fields has given them more than a house-it’s given them a future filled with comfort, security, and hope.