Katarzyna’s Story






Katarzyna’s experience with the Shared Ownership Scheme
After years of living with relatives and never quite finding a place to call their own, Katarzyna and her family knew it was time for a change. The constant moving left them longing for stability-a home where memories could be made and roots could finally take hold. Spalding, with its tranquil riverside setting and vibrant community spirit, seemed to offer just that.
Nestled in the heart of Lincolnshire, this market town is known for its colourful tulip displays in spring, historic architecture, and the gentle flow of the River Welland. The promise of peaceful walks, lively markets, and a welcoming atmosphere drew them in.
Their search for a home was not without its challenges. Many developments felt too far from work, or simply didn’t fit their needs. But in May 2024, a simple Instagram advert changed everything. Homemade Homes caught Katarzyna’s attention, and by June, she was speaking with their sales team-curious, but cautious.
Shared Ownership was a new concept to her. She’d never heard of it before, but every question was met with patience and clear explanations. The team took time to outline how Shared Ownership works: a lower deposit, the chance to buy a share of a home, and the flexibility to increase ownership over time. It was a revelation-suddenly, homeownership felt within reach.
“Everything was explained so clearly,” Katarzyna recalls. That reassurance made all the difference. The process, which had once seemed daunting, now felt manageable. Homemade Homes guided her through every step, making sure she understood her options and helping her see the possibilities ahead.
Spalding itself quickly became more than just a backdrop. The town’s blend of modern amenities and historic charm-schools, shops, and family-friendly attractions like Springfields Outlet offered comfort and convenience. The lively markets and riverside walks provided a sense of belonging, while the annual Flower Parade and local festivals promised new traditions for her family to enjoy.
The move transformed everyday life. Katarzyna describes their new home as warm and inviting, with spacious bedrooms and a generous living area that instantly felt right. She speaks fondly of the support she received from Lucy Woods at Homemade Homes, whose guidance eased every worry. “Lucy’s help was invaluable,” she says, reflecting on the journey from uncertainty to confidence.
To those considering Shared Ownership, Katarzyna’s advice is simple: “Just do it. Don’t wait. You might be closer to owning your dream home than you think.” Her story is proof that, with the right support and a little courage, homeownership in a place like Spalding is not just a dream, but a reality within reach.
Now settled and secure, Katarzyna and her family are thriving-enjoying all that Spalding has to offer and embracing the comfort of a home that is truly their own. Shared Ownership made it possible, turning hope into a future filled with promise.