Staircasing

The process of buying more or the rest of your Shared Ownership home is referred to as staircasing.

Most Shared Ownership leases allow you to staircase up to 100%. There are some that are capped at 80%. This is normally in villages or rural areas, the 80% cap is to ensure there are Shared Ownership homes locally for future generations. You should ask when enquiring about a particular home.


You can read our Guide to Staircasing below or if you prefer you can download a copy here.

As you buy more shares your monthly rent payment will reduce.  You can use our calculator to get an idea of how much your new monthly rental payment will be after the transaction has completed.